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Key Facts Statement        
*The respective monthly flat rate and Annualised Percentage Rate (“APR”), with the waiver of handling fee, for loan amount of HK$10,000 is 0.1800%/4.04% (12 months), 0.1742%/4.04% (24 months), 0.1730%/4.04% (36 months). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.

^Maximum loan amount of HK$800,000 or up to 15 times of monthly salary, whichever is the lower.

Public Finance Personal Loan Promotion is only applicable to customer who meets specific terms and conditions. For details of the above promotion, please contact our staff at 2848 1888.

Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice. The APR ranges from 3.57% to 36.00%, with repayment period of 6 to 84 months#. The loan application is subject to the Company’s approval. For example, for a loan amount of HK$12,000 with a repayment period of 12 months, the monthly flat rate is 0.2% (APR 4.49%). The monthly repayment amount is HK$1,024, the total interest expense is HK$288, and the total repayment amount is HK$12,288 (0% handling fee). The above example is for reference only.

#Repayment tenor over 60 months is applicable for the loan purpose of debt consolidation.
Online Loan Application Form
Thank you for your application

* Mandatory Field

*Name:
(As shown on HKID card)

*HKID Number:

()

*Date of Birth:

*Loan Amount (HKD):

*Contact No:

*Residential Address:

Monthly Salary:

Email Address:

Preferred Contact Time:

View documents required for personal loan application

Please upload your document files with the following criteria :

  1. File format has to be either gif, jpg(jpeg), tif(tiff) or pdf
  2. Maximum of a file size is 4MB (A maximum of 40MB for 10 files)
  3. File name cannot contain space or symbols (e.g. &, %, $ etc.)

File 1

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File 4

File 5

File 6

File 7

File 8

File 9

File 10

If you are not willing to submit the above information through our website, please contact our Application Hotline at 2848 1888 or email to info@publicfinance.com.hk, or leave your contact below. We will follow up your loan application as soon as possible.

Name :

Contact No. :

I certify that the above information is true and complete. I understand that Public Finance Limited (“the Company”) will use the information submitted to process my loan application and the approval of this loan application shall be at the sole discretion of the Company. I hereby agree that the Company reserves the right to obtain further information and documentation for credit assessment.

Verification Code:

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Upon preliminary loan approval, you will be contacted by Public Finance Limited by phone. Please bring along the originals of your income proof, residential proof and bank passbook or statement to the specified branch for further loan processing.

(To obtain the above documents of Terms and Conditions for Personal Loan, Notice to Customers and Others relating to the Personal Data (Privacy) Ordinance and Public Finance Limited's Data Policy etc., and Key Facts Statement, you may also call the Application Hotline at 2848 1888.)

Privacy Policy     Frequently Asked Questions

To borrow or not to borrow? Borrow only if you can repay!

Public Finance Limited