Public Finance Limited (formerly known as "JCG Finance Company, Limited") ("Public Finance" or the "Company") was incorporated in October, 1977. It is one of the largest financial institutions in Hong Kong with a total of 40 branches located in Hong Kong Island, Kowloon and the New Territories. Public Finance is a deposit-taking company under the supervision of the Hong Kong Monetary Authority.

The shares of Public Financial Holdings Limited ("Public Financial"), the intermediate holding company of Public Finance, are listed on The Stock Exchange of Hong Kong Limited (stock code : 626).

In 1990, the Company was acquired by Public Bank Berhad ("Public Bank") of Malaysia and became its subsidiary. Public Financial was incorporated in 1991, and henceforth, the Company became its wholly owned subsidiary. In January 2006, the name of the Company was formally changed to Public Finance Limited, and became a wholly owned subsidiary of Public Bank (Hong Kong) Limited ("Public Bank (Hong Kong)") on 17 October 2008 as part of the group's reorganisation.

Public Finance is engaged in various business activities including the provision of personal and commercial lending, overdraft, property mortgage loans, hire purchase and leasing, taxi financing and fixed deposits, etc.

We provide customers with convenient and good quality services at all times. With around 1,400 staff in Public Financial and its subsidiaries (the "Group"), we are always here to serve you.