Interest Free Personal Loan
No interest is the best news
- No interest* will be charged during the repayment tenor of the loan, making your financial planning more budget-friendly
- Loan amount up to HK$300,000
- Repayment period can be as long as 24 months^
*For example, for loan amount of HK$12,000 with repayment period of 12 months, the monthly repayment amount is HK$1,000 and an annual administrative charge of HK$600 will be levied and deducted from disbursement amount. The average monthly administrative charge is 0.4167% of the loan amount.
^ You can choose repayment tenors of 12, 18 or 24 months. For loan amount of HK$12,000, the Annualised Percentage Rate ("APR") is 10.01% (12 months), 10.55% (18 months), 10.83% (24 months). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.
Public Finance 0% Interest Personal Loan is only applicable to customers who meet the company's established credit conditions. This promotional program is subject to Terms and Conditions. For details, please contact our staff at 2848 1888.
If you have steady monthly income in Hong Kong, you may apply for our Personal Loan through our Application Hotline 2848 1888, Online Application, PFL eLoan App.
or bring along the following documentation proofs when you apply at any of our branches
- Hong Kong Identity Card
- Employment / Income proof
- Residential proof
If you cannot apply during office hours, Public Finance has extended the business hours of selected branches to 7:00 p.m. (Mon - Fri) and to 1:00 p.m. (Sat) for your convenience. For details, please visit our "Branch Network".
The above promotions are subject to the Terms and Conditions of the respective promotions. For details, please contact us at 2848 1888 from 9:00 a.m. to 6:15 p.m. (Mon - Fri) or from 9:00 a.m. to 1:00 p.m. (Sat).
