ID Verification and face recognition on PFL eLoan App
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- Customers who verify their identity, face recognition and submit all required documents* on PFL eLoan App are eligible to get coffee coupons valued up to HK$100.
- Successfully apply specific personal loan to enjoy up to HK$5,000 cash coupon^
- Download and join our membership can get a mobile phone stand for free! (Gifts are available while stocks last)
Required documents including but not limited: Hong Kong Identity card, bank account proof, residential address proof and income proof (e.g latest Tax Demand Note) etc.
^ Only applicable to customers who do not hold any Personal Loan account offered by Public Finance Limited (the “Company”) at the time of application. Customers who have successfully applied and drawn down the Tax Bill Personalised Rating Personal Loan are eligible for supermarket voucher valued up to HK$5,000. The amount of the supermarket voucher depends on the loan amount. The Company reserves the right to terminate or amend the promotion without prior notice.
Terms and conditions apply
Public Finance Limited reserves the right of final decision relating to the promotions and any dispute.
Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice. The APR ranges from 3.57% to 36.00%, with repayment period of 6 to 84 months#. The loan application is subject to the Company’s approval. For example, for a loan amount of HK$12,000 with a repayment period of 12 months, the monthly flat rate is 0.2% (APR 4.49%). The monthly repayment amount is HK$1,024, the total interest expense is HK$288, and the total repayment amount is HK$12,288 (0% handling fee). The above example is for reference only.
# Repayment tenor over 60 months is applicable for the loan purpose of debt consolidation.
