Personal Loan
Personal Loan
  • New customers who apply through our Application Hotline, PFL eLoan App or Internet are eligible to get supermarket shopping vouchers valued up to HK$2,000* .
  • Enjoy savings on interest payment by applying the Personal Loan Express Promotion and transferring your outstanding credit card balances or other loans to Public Finance Limited.
  • Loan amount up to HK$600,000.
  • Privileged interest rate.
  • Quick loan approval to meet your financial needs.

New customers are defined as customers who do not and have not maintained any personal loan account with Public Finance Limited before. New customers who successfully apply through our application hotline, PFL eLoan App or Internet and draw down a personal loan minimum or more than HK$50,000 are eligible for supermarket shopping voucher under the Personal Loan Express Promotion. Public Finance Limited reserves the right to terminate or amend the promotion without prior notice. 


The Personal Loan Express Promotion is subject to terms and conditions. For details of the above promotion, please contact our staff at 2848 1888.

Application Procedures

If you have steady monthly income in Hong Kong, you may apply for our Personal Loan through our Application Hotline 2848 1888, Online Application , PFL eLoan App.


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or bring along the following documentation proofs when you apply at any of our branches

  • Hong Kong Identity Card
  • Employment / Income proof
  • Residential proof


If you cannot apply during office hours, Public Finance has extended the business hours of selected branches to 7:00 p.m. (Mon - Fri) and to 1:00 p.m. (Sat) for your convenience. For details, please visit our "Branch Network".

The above promotions are subject to the Terms and Conditions of the respective promotions. For details, please contact us at 2848 1888 from 9:00 a.m. to 6:15 p.m. (Mon - Fri) or from 9:00 a.m. to 1:00 p.m. (Sat).